You Can Get A Bad Credit Auto Loan, But What Then? Know Your Stuff Before You Start Shopping!}

Posted on 7th August 2017 by in Car Sales

Submitted by: Leslie Kearney

You need a bad credit auto loan. Here’s your options:

Go from dealership to dealership hoping for the best, usually settling on whatever vehicle they push you into?

OR get pre-approved and walk onto the car lot empowered and ready to do business on the vehicle of YOUR choice?

Obviously getting pre-approved is the best way to go! Bad credit auto loans are available through some very good lenders.

FACT: If you need a bad credit auto loan then getting pre-approved can save you an average 2% – 5% AND thousands of dollars in payments!

A Pre-Approved Bad Credit Car Loan Puts You In the Drivers Seat!

A pre-approved auto loan from a lender who specializes in bad credit auto loans, might save you between 2% and 5% (I know this because I used to sell cars in Phoenix Arizona).

Regardless of your credit score, being pre-approved for an auto loan gives you more options when you walk onto the car lot. Once youre approved for a car loan you are in the drivers seat! You are free to shop for the BEST vehicle in your price range!

Before you start shopping for loans though. Here’s some helpful advice.

Know Your Credit History

Rates and terms will vary depending on your credit scores. This can mean the difference between a new vehicle or a used one; a vehicle with a lot of equipment or one thats a little scaled back. Before you assume you need to deal with a creditor who specializes in bad credit, check your credit score.

Leave Room For Warranties and GAP

With all the computer equipment on cars nowadays what used to be a simple fix is now very complex. The average mechanic bill on a vehicle today can be over $400. And thats for something simple like a window motor! So negotiate a warranty into your purchase!

GAP insurance pays off the difference between what you owe on the vehicle and what the insurance company gives you if your car is totaled. This is a must have for any financed vehicle today!

Most bad credit auto loan lenders will give you “room” to put in these items. For instance, if they approve you for $10,000 they will really give you about $13,000 (as long as you are covering tax, title and fees and/or purchasing an extended warranty or GAP).

HOWEVER, each lender is different so you’ll want to ask if they are allowing for this kind of bump up before you start shopping. If they won’t then you will need to shop for a vehicle that is about $2,000 to $3,000 less than your approved-for amount so that you can purchase an extended warranty and GAP insurance.

Take Your Time And Find The Vehicle YOU Want At A Reasonable Price

Just because you have bad credit doesnt mean you should be forced to buy the worst vehicle on the lot! If youre shopping for a used vehicle ask them for a Car Fax report. If they wont give you one then dont buy the car. Always be an informed buyer!

Dont shop for more vehicle than youre approved for and think youre going to negotiate it down to your pre-approved amount! The best way to know a good value on a used vehicle is to ask for a Kelly Blue Book sheet. A good price should fall between wholesale and retail price. Dont let the lender sell you a vehicle for more than its real value! Make a reasonable offer of between wholesale/retail value and if they wont do it then move on. Also, if they wont share Kelly Blue Book information with you then leave and go somewhere else. Thats the power of pre-approval!

Another great feature to pre-approval is that the bad credit auto loan lender won’t let you have a car that falls outside the Kelley Blue Book “book value.” So if a dealer is trying to hustle you once he finds out you’re pre-approved (and won’t let him pull your credit to get you a loan himself), he’ll help you to find a vehicle that is safe, reliable, and not an overpriced rip-off!

Know Your Trade-In Value

Most bad credit auto loan banks will give you an estimate on what you’re vehicle is worth as a trade-in. Also you can check it out for yourself on But remember, Kelly Blue Book is just a tool. Car dealerships also look at auction reports to see what your vehicle is selling for on the open market in your area. Dont let the dealership trick you into a low trade-in value, but dont ask for the max either. Kelly Blue Book fair trade value is a fair price. If you can get more from a local source then by all means, go that route. But if trade value ranges fro $4,000 to $8,000 dont ask for $8,000 (unless your car is a museum piece thats never been driven its probably not worth the max amount).

So, if you’re ready to get shopping get yourself pre-approved for that car loan and have fun shopping like a pro! Good luck and good shopping!

About the Author: Leslie Kearney is a web author and owner of

. For the past 3 years now she has been providing expert advice and resources for people with bad credit that need credit cards, car loans, credit counseling and debt consolidation help. Yes, banks are not lending like they used to, but there are still solutions for people with bad credit!


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Category:August 3, 2010

Posted on 7th August 2017 by in Uncategorized
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Posted on 7th August 2017 by in Uncategorized


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Gay Talese on the state of journalism, Iraq and his life

Posted on 7th August 2017 by in Uncategorized

Saturday, October 27, 2007

Gay Talese wants to go to Iraq. “It so happens there is someone that’s working on such a thing right now for me,” the 75-year-old legendary journalist and author told David Shankbone. “Even if I was on Al-Jazeera with a gun to my head, I wouldn’t be pleading with those bastards! I’d say, ‘Go ahead. Make my day.'”

Few reporters will ever reach the stature of Talese. His 1966 profile of Frank Sinatra, Frank Sinatra Has a Cold, was not only cited by The Economist as the greatest profile of Sinatra ever written, but is considered the greatest of any celebrity profile ever written. In the 70th anniversary issue of Esquire in October 2003, the editors declared the piece the “Best Story Esquire Ever Published.”

Talese helped create and define a new style of literary reporting called New Journalism. Talese himself told National Public Radio he rejects this label (“The term new journalism became very fashionable on college campuses in the 1970s and some of its practitioners tended to be a little loose with the facts. And that’s where I wanted to part company.”)

He is not bothered by the Bancrofts selling The Wall Street Journal—”It’s not like we should lament the passing of some noble dynasty!”—to Rupert Murdoch, but he is bothered by how the press supported and sold the Iraq War to the American people. “The press in Washington got us into this war as much as the people that are controlling it,” said Talese. “They took information that was second-hand information, and they went along with it.” He wants to see the Washington press corp disbanded and sent around the country to get back in touch with the people it covers; that the press should not be so focused on–and in bed with–the federal government.

Augusten Burroughs once said that writers are experience junkies, and Talese fits the bill. Talese–who has been married to Nan Talese (she edited James Frey‘s Million Little Piece) for fifty years–can be found at baseball games in Cuba or the gay bars of Beijing, wanting to see humanity in all its experience.

Below is Wikinews reporter David Shankbone’s interview with Gay Talese.


  • 1 On Gay Talese
  • 2 On a higher power and how he’d like to die
  • 3 On the media and Iraq
  • 4 On the Iraq War
  • 5 State of Journalism
  • 6 On travel to Cuba
  • 7 On Chinese gay bars
  • 8 On the literary canon
  • 9 Sources

Want Guitar Hero 3 For Wii?}

Posted on 2nd August 2017 by in Amusement Park

Want Guitar Hero 3 for Wii?


Guy O Scott

Nintendo’s Wii blasting Rock Music video game, Guitar Hero III, raises the bar for guitar rock fun and musical challenge battles. This updated version takes in all the thrills of its predecessors and has improved every aspect of the rock experience. Jam with the best, harmonize with Guns N’ Roses, Sex Pistols, the Rolling Stones, Metallica and more as you work your way to the rock top.

New graphics and dynamic characters put the Wii guitarist in the middle of wild arenas with plenty of excitement and all the commotion and star power of a real performance. The Les Paul (by Gibson) wireless guitars for the Wii system are awesome. Guitar Hero III players can now hone their skills and pick their way to the top in arcade styled battle blasts or jamming rock sessions with stellar sound tracks.

Crank to level 11 is near the top of the GH3 menu. 40 years of spectacular rock has been compiled into the game’s stirring sound track. This is the finest set list ever assembled and has all the most prolific American and European rock standards.

Veterans Slash and Tom Morello were recruited to help present the battle riffs. If that doesn’t get the player going, nothing will. As an added feature, Living Colour has provided their Grammy winning Cult of Personality.

All this music is ready. All the player has to do is get over pre-performance nervousness and take the visually enhanced stage. No detail has been spared in creating this version’s authentic feel and surrounding characters. Grunge, punk, metal outfits and more are on stage and when the player takes the stage, the well-choreographed light shows begin. Try not to get distracted by the show and the vivid animations of your accompanists.

Guitar Hero III brings on the new arcade-inspired guitar battles. Players succeed by striking the most correct notes in battles of style and rock power. The conventional Star Power sequences are replaced by the awe-inspiring Battle Power sequences that have power-up rewards for scoring points. If the player beats the Boss, the challenge level increases with a new boss at a new level.

Guitar Hero III provides dual controls for two players for selected songs. Unlike earlier versions, this feature can also be used in the in your face Battle mode. Whether playing with a friend or battling it out, this interaction is a real bonus.

The Les Paul Guitar controllers are state of the art and the interchangeable faceplates let players show their own style. The wireless capabilities allow freedom of movement and expression as guitarists rock their way to glory.

Nintendo has done it again with Guitar Hero III. The player will experience many thrills and excitement. Do you know your rock star potential? Nintendo’s Wii Guitar Hero III is here to let you discover the music and yourself.

Guy Scott is pretty serious gamer. For detailed info on

Guitar Hero 3 for Nintendo Wii

, including cheats, reviews, and downloads, visit his site at

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Want Guitar Hero 3 for Wii?


Cyclist Sean Finning last competitor named to Australia’s 2012 Paralympic team

Posted on 1st August 2017 by in Uncategorized

Friday, August 3, 2012

Yesterday, the Australian Paralympic Committee finalized the country’s Paralympic team by naming 2006 Commonwealth Games gold medalist and sighted guide cyclist Sean Finning to the team. Finning will be compete in the men’s tandem track and road events where he will serve as Bryce Lindores’s pilot.

Finning was not originally to be on the team, and is a last-minute replacement for Mark Jamieson who found himself unable to acquire a visa to compete at the Games because of a criminal conviction on his record.

The pairing is not a new one, as the duo had competed together at the 2010 Road World Cup and 2011 UCI Para-Cycling Track World Championships. Finning had stepped away from tandem cycling for a while in order to pursue his own individual cycling ambitions, which saw him compete in February at the Ararat Classic Track Carnival and in March at the Bendigo International Madison and the Oceania championships in New Zealand.

Finning and Bryce’s 2012 Paralympic campaign gets underway on August 30 at the Velodrome for track events and September 4 at Brand’s Hatch for road events.

Thrill rides in U.S., Canada shut down after girl’s feet are severed

Posted on 1st August 2017 by in Uncategorized

Friday, June 22, 2007

The United States amusement park operator Six Flags has shut down nine thrill rides at four parks after a 13-year-old girl’s feet were cut off on a tower-drop ride yesterday at Six Flags Kentucky Kingdom in Louisville.

Kentucky state officials said a loose cable on a ride called the Superman Tower of Power severed the girl’s feet above the ankles, but they had not determined how the cable broke free, or at what point in the ride the accident happened. The ride lifts passengers 177 feet (54 metres) straight up, then drops them nearly the same distance at speeds reaching 54 mph (86 km/h).

The girl, whose identity has not been released, was taken to a hospital. Details of her condition were not immediately available.

Six Flags spokeswoman Carolyn McLean told The Courier-Journal that there has never been a major incident on the Tower of Power. Formerly known as the Hellavator, the ride was built in 1995.

In addition to Kentucky Kingdom, rides have been shut down at Six Flags Great America in Gurnee, Illinois; Six Flags St. Louis in Eureka, Missouri; and Six Flags America, Prince George’s County, Maryland.

A Superman Tower of Power Ride at Six Flags Over Texas in Arlington has not been shut down because it is not the same as the ones in Kentucky and the other locations that have been shut, Six Flags spokeswoman Wendy Goldberg told the Associated Press.

The rides that have been shut down are made by a Swiss-owned company called Intamin.

Cedar Fair Entertainment Company said it was shutting down similar thrill rides at its theme parks at Kings Island in Mason, Ohio; Canada’s Wonderland in Vaughan, Ontario; Kings Dominion in Doswell, Virginia; Carowinds in Charlotte, North Carolina; and Great America in Santa Clara, California.

Saipan Little League results

Posted on 1st August 2017 by in Uncategorized

Tuesday, April 3, 2012

A number of baseball games were played in the Major Division of the 2012 Saipan Little League this past Sunday, including a game where 2011 all-star Virgil Secharmidal’s Aces beat the McDonald’s 13-7 with Secharmidal earning his second home run of the season. In last year’s regional qualifier for the Little League World Series, the league finished tied for third in their pool and did not advance, but the CNMI team finished second in the Asia Pacific Championship for Senior League World Series.

The Aces’ victory left them third in league with a record of 6-3, behind the Dandan Comets with a record of 9-0 and JPO Enforcers with a record of 8-1.

The Comets beat the Rays on Sunday with a score of 10-0. Five of their runs came in the first inning alone. The team, sponsored by Rep. Joseph P. Guerrero, ended the game early at the end of the fourth as a result of the mercy rule. The Pacific Amusement Rays had come into the game with a record of 5-3.

The Natibu Sports Association Tanapag Braves beat the Bank of Saipan Red Sox 9-8, despite a 3-0 lead at the end of the second inning. The Red Sox answered back in the third inning with three runs of their own. The Red Sox scored another run in the top of the fourth, but the Braves answered back in their half of the inning with three runs. The Braves won the game with three runs in the final inning of the game.

Choosing The Best Charcoal Grill?}

Posted on 31st July 2017 by in Earthmoving Equipment

Choosing The Best Charcoal Grill?


Kristoff Webber

What To Consider In Choosing A Charcoal Grill?

Body from the Grill

You need to be sure that the grill is made of durable material so that it may last for a long period. available in the market, there are currently three models available, namely front loader grills, kettle grills, and open grills, including hibachi grills or table grills.

— No matter the model that you choose, makes it produced from heavy-gauge metal.

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— Look for grill with a fitting and high-duty metal lid in order that heat is retained.

— Ensure that that base of the grill area has heatproof and durable supports welded into it.

— Be sure that the handles are heatproof.

— The bottom of the grill really should have secondary grates to evenly hold coal or wood.

— Grill grates should have hinged sides in bar steel or surefire to be able to be lifted when adding fresh coal.

Cooking Space

Before you head out to find a charcoal grill, make sure you figure out how frequently and just how much you will be grilling. In simple words, figure out when you are planning to cater only to your loved ones or entertain guests frequently. In any event, sufficient grill space will likely be required.

When catering to numerous people, it is good to get a large cooking space, but more fuel and time can also be consumed when grilling. However, with a smaller cooking surface, only a few burgers and hot dogs might be grilled simultaneously just for a single family. So, either select something in between or one that meets your own needs.

Temperature Control

Maintaining a consistent temperature is essential when grilling meat, in order to cook it properly, while avoiding burning or leaving it undercooked. This can be ensured if both top and bottom with the cooking grid have vents. Since there’ll be to vents permit air go in and out the grill, a set temperature will probably be retained better. It should also be very easy to close the vents, in order that the cooling process could be hastened along with the coal can be reused again. Additionally, the lid should also have a built-in thermometer too.

Cleaning and Maintenance

Keeping a charcoal grill ash-free and clean is vital in order that it remains in optimum working condition. So, ensure that a slide-out ash catcher tray is present in order that ash can be easily disposed off.

Portability & Storage

There may be a time when you’ll need to store your grill, especially when it is not in use. It will be possible to shield it greater if it comes with a slip-on cover. If your grill you decide on is often a portable one, additionally, you will be able to dismantle it easily and store it anywhere. If the grill is surely an add-on, it’ll likely have wheels, so it is possible to go it around your house and lawn, wherever you may want to use it. Guarantee the lid of the portable grill could be locked to ensure ash and coal don’t end up spilling out.


charcoal grill

has lesser moving components, which is the explanation that it stands out amongst other forms of grills, and makes it excellent for grilling. If you use

charcoal grills

correctly, they’ll turn into the most cost-effective and environment friendly grills you can find.

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Choosing The Best Charcoal Grill?


Smoke from massive warehouse fire in Buffalo, New York USA can be seen 40 miles away

Posted on 31st July 2017 by in Uncategorized

Monday, May 14, 2007

Buffalo, New York — A massive warehouse complex of at least 5 buildings caught on fire in Buffalo, New York on 111 Tonawanda Street, sending a plume of thick, jet black colored smoke into the air that could be seen as far away as 40 miles.

As of 6:40 a.m., the fire was under control, and firefighters were attempting to stop it from spreading, but could not get to the center of the fire because of severe amounts of debris. Later in the morning, the fire was extinguished.

“The fire is mostly under debris at this point. It’s under control, but it’s under some debris. We really can’t get to it. We’re just going to have to keep on pouring water on it so it doesn’t spread,” said Thomas Ashe, the fire chief for the North Buffalo based fire division who also added that at one point, at least 125 firefighters were on the scene battling the blaze. One suffered minor injures and was able to take himself to the hospital to seek medical attention.

Shortly after 8:00 p.m. as many as 3 explosions rocked the warehouse sending large mushroom clouds of thick black smoke into the air. After the third explosion, heat could be felt more than 100 feet away. The fire started in the front, one story building then quickly spread to three others, but fire fighters managed to stop the flames from spreading onto the 3 story building all the way at the back.

According to a Buffalo Police officer, who wished not to be named, the fire began at about 7:00 p.m. [Eastern time], starting as a one alarm fire. By 8:00 p.m., three fire companies were on the scene battling the blaze. Police also say that a smaller fire was reported in the same building on Saturday night, which caused little damage.

At the start of the fire, traffic was backed up nearly 4 miles on the 198 expressway going west toward the 190 Interstate and police had to shut down the Tonawanda street exit because the road is too close to the fire.

At one point, traffic on the 198 was moving so slow, at least a dozen people were seen getting out of their cars and walking down the expressway to watch the fire. That prompted as many as 10 police cars to be dispatched to the scene to force individuals back into their cars and close off one of the 2 lanes on the westbound side.

One woman, who wished not to be named as she is close to the owner of the warehouse, said the building is filled with “classic cars, forklifts, and money” and that owner “does not have insurance” coverage on the property. The building is not considered abandoned, but firefighters said that it is vacant.

Officials in Fort Erie, Ontario were also swamped with calls to fire departments when the wind blew the smoke over the Niagra River and into Canada.

It is not known what caused the fire, but a car is suspected to have caught on fire and there are reports from police and hazmat crews, that there were also large barrels of diesel fuel being stored in one building. Firefighters say the cause of the blaze is being treated as “suspicious.” The ATF is investigating the fire and will bring dogs in to search the debris.